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how much do i need to put down on a house

. for a house? SmartAsset's down payment calculator can help you determine the right down payment for you.. How much house can you afford? Calculate.

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Down Payments for FHA Loans. If you use an FHA home loan to buy a house, your down payment could be as low as 3.5% of the purchase price. For example, on a $250,000 home, you would have to put $8,750 down. If you’re not familiar with this loan program, you might want to read this article.

 · The median 20 percent down payment on a house in metro San Jose is $192,320. Give or take a few bucks, that sum is equal to the median nationwide value of an entire house: $192,500. Those numbers come from a new analysis of the national market.

Down payments are one part of a home purchase that leave many buyers with questions. Saving up a large chunk of cash can be the most difficult part of buying property, but it is necessary in many cases to get the loan you need. The amount you will have to put down on your new home may vary by loan type or amount, but.

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Get up to 5 Offers at LendingTree.com to see how much you can afford. Reader question: "We are planning to buy a house in the 250k dollar range. How much earnest money should we pay for a home purchase in this price range? Does it vary based on the price of the house, or is it pretty standard.

Technically speaking, the conventional lender expects you to put 20 percent down when getting a home loan. For a $100,000 home, the borrower would need $20,000 for a down payment. But this does doesn’t mean you can’t get a conventional home loan for as little as 3 percent down.

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