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High interest rates are one of many things that plague the lives of people with bad credit. But are these high fees really an unchangeable fact of life? Next time you need to take out a bad credit loan, is there a way to get around the crazy-high interest rates that payday and title lenders charge?
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If you’re ever tempted to think that having poor credit isn’t something to worry about, then you likely haven’t looked for new credit in a while. That’s because consumers with low credit scores seeking a loan or credit card will quickly run into the real, tangible cost of bad credit: high interest rates.
Personal Loans For People With Bad Credit Or No Credit. Bad credit or no credit makes it tough – but not impossible – to get a loan. credit unions, home equity and peer-to-peer loans or even debt consolidation with no loan could improve your credit rating and increase your future options.
can you claim personal loan interest on taxes Student or Parent: Who claims educational tax Deductions. – If you pay for more than half of your support (even if you use student loans), you can claim your personal exemption. But if your parents provide more than half your support, then they can claim you as a dependent. Additionally, the IRS has an added income cap on dependency if you are 24 or over; 19 or over if not a full-time student.
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