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Harp Interest Rates 2018

Kymn Harp Kymn Harp is a solutions oriented commercial real estate and business attorney in Chicago, Illinois. Harp is a managing member of Chicago, Illinois based law firm Robbins, Salomon & Patt, Ltd, a full service law firm representing middle market businesses, business owners, commercial real estate investors and developers, banks, and wealthy individuals.

By: Brittney Mayer. Updated: April 4, 2018.. If you refinance under HARP and your new loan is a fixed-rate mortgage, there is no maximum loan-to-value ratio.

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What was HARP? The Home Affordable Refinance Program (HARP) was a government program that officially ended on December 31, 2018. HARP was created to help homeowners refinance a mortgage with a balance that was higher than their home’s market value, often called an underwater mortgage.

REFINANCEREPORT january 2018. january 2018 highlights. total refinance volume decreased in January 2018 as mortgage rates in December rose, continuing a trend first observed in October. Mortgage rates increased in January: the average interest rate on a 30year fixed rate mortgage rose to 4.03 percent from 3.95 percent in December.

Reminder: HARP ended 12/31/2018.. If so, you could qualify for HARP refinancing and you could save thousands with a lower rate or other more favorable terms. No minimum credit score is required and closing costs can be bundled into the new loan so you don’t need much cash up front.

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Comments. Larry October 27, 2018 1:59 pm I%u2019ve had a mortgage since 1999, however I refinanced my house in 2013 at a lower interest rate. Would the refinance be a disqualifier for the HARP program.

Interest rates are going up again as the economy gets hotter. The Federal Reserve on Wednesday lifted its benchmark rate by a quarter of a percentage point, the second hike this year. And a majority of policy makers said they now expect a total of four interest rate increases this year.

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