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Reverse Mortgage Lenders l Choosing the Best Reverse Mortgage – The Federal Trade Commission (FTC) recommends the following steps before choosing a reverse mortgage lender. 1. Check Reverse Mortgage Rates/Costs. The Mortgage Insurance Premium (MIPs) is the same for all lenders as it is required by the HECM program guidelines, but origination fees, interest rates, closing costs and servicing fees may be.
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